FinDech
Confirmed core platform
Provides MONOBANK with modular capability areas across accounts, payments orchestration, identity, and compliance. Specific scope of integration is rolled out in phases.
Providers & capability stack
Selected providers and platforms relevant to the MONOBANK stack — spanning core infrastructure, payment networks, card issuing, identity, and programme processing. Some are confirmed; others are evaluated. Current and evaluated providers may vary by market and launch phase.
Core infrastructure
The financial technology platform behind MONOBANK — accounts, payments orchestration, identity, and compliance plumbing.
Payment networks
Card network capabilities that allow MONOBANK accounts to make payments where supported through authorised issuing partners.
Visa
Evaluated network capability
Card payments on the Visa network, including in-store, online, and contactless transactions where available. Card type and features depend on the issuing partner and the launch market.
Mastercard
Evaluated network capability
Card payments on the Mastercard network with standard fraud and security controls. Card availability and benefits depend on the issuing partner and the launch market.
Card issuing & BIN sponsorship
Authorised partners that may issue cards or provide BIN sponsorship for MONOBANK programmes in supported jurisdictions.
Solaris
Evaluated issuing partner
Banking-as-a-service platform considered for card issuing and account services in supported European jurisdictions. Final issuing relationships are confirmed per market and launch phase.
Adyen
Evaluated issuing partner
Global payments platform considered for issuing and acquiring capabilities. Programme scope and availability depend on market readiness and the specific MONOBANK product line.
IDT Finance
Evaluated issuing partner
Authorised card issuing and BIN-sponsorship partner considered for selected European programmes. Final issuing relationships are confirmed per market and launch phase.
Identity, KYC & compliance
Capability providers across identity verification, document checks, and risk screening used during MONOBANK onboarding.
Sumsub
Evaluated and integrated
Identity verification platform — document checks, biometric liveness, and risk screening used to help confirm that a new account belongs to the person opening it.
Persona
Evaluated provider
Identity verification platform considered for jurisdiction-specific KYC and onboarding flows. Deployment scope may vary by market.
Programme infrastructure
Card and programme processing capabilities that sit between MONOBANK, issuing partners, and the underlying networks.
Thredd
Evaluated processor
Card and programme processing platform considered for transaction processing, authorisations, and programme management in supported markets.
Clowd9
Evaluated processor
Cloud-native card processing platform considered for next-generation programme infrastructure as MONOBANK scales across markets.
Partnership enquiries
For payment, infrastructure, identity, or distribution conversations relevant to a regulated digital finance product, contact the team. We respond to qualified enquiries within a few business days.