Plans & pricing

Plans are designed around clear pricing — what you pay each month, what is included, and where extra costs (like currency conversion) may apply. Plan availability, exact fees, and individual benefits may vary by market and launch phase.

$0

no monthly fee

Basic

Designed as the everyday plan — a digital account, an in-app card, and the core controls needed for day-to-day money management.

  • Digital account designed for fast onboarding
  • Virtual card on a supported network, where available
  • In-app activity notifications

No credit check required to open the everyday account

$4.99

per month

Standard

Designed for active everyday use, with expanded limits and additional in-app support compared to the everyday plan.

  • Higher transaction and withdrawal limits, where supported
  • Card-purchase rewards on eligible spending, where available
  • Priority in-app customer support

$12.99 Most popular

per month

Premium

Designed as the full MONOBANK experience for customers who want premium card options, expanded benefits, and enhanced support.

  • Premium card option, where supported
  • Higher rewards and travel benefits, where available
  • Currency capabilities and international flows in supported markets

Custom

per company

Business

Planned for teams and businesses. Capabilities and pricing are confirmed during the onboarding conversation, based on team size and requirements.

  • Multi-user access with roles, planned for later phases
  • Expense and reporting tools under active development
  • Dedicated onboarding contact for qualifying teams

Pricing and final scope are confirmed per team

Plan details are subject to final launch terms in each market

Need guidance? Email the MONOBANK team